Individual Benefits

/Individual Benefits
Individual Benefits2018-06-06T17:29:14+00:00
Major Medical
Dental & Vision
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Disability
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CLICK HERE FOR SAVINGS ON HEALTH PLANS

Find out how much you can save if you’re eligible to purchase your health insurance with tax credits available through the Affordable Care Act.

CLICK HERE FOR INSTANT LIFE QUOTE

Low Premiums – Up to 10M in coverage with 5, 10, 15, 20, 25 and 30 YR Terms

Why Us?

We make it easy for you to shop and compare prices from the nation’s largest carriers. 

  • Low premium plans available

  • Quotes on or off the exchange

  • Subsidy available if qualified

  • Continued support throughout the plan year

  • Always deal with friendly same staff and insurance advisors

What You Need To Know

With the implementation of the Affordable Care Act, following are important changes affecting how you may purchase your health benefits for you and your family.

  • There is an open enrollment period for the Individual insurance market, meaning  you can only purchase health insurance during this enrollment period.  Note:  You can still purchase non-medical benefits, such as dental, life or disability year round.

  • Under the new rules of the ACA,  you can now add your dependent children up to age 26 on your policy.

  • It is illegal to be turned down or quoted different rates than anyone else because of a pre-existing condition.

  • You may be fined a tax penalty for not complying with the requirements of  the ACA.

  • The tax subsidy is only available through the Exchange.  If you don’t qualify for a subsidy, then it is likely there is a less expense plan that is better suited to your needs through the private market.

Important Info

Open Enrollment Begins Nov. 1st and Ends Dec. 15th!

Miss the deadline? If you miss the deadline, there are certain qualifying events in which to enroll for health insurance outside of the enrollment period. For more information, please call our office.

*If consumers do not purchase coverage for 2018, they may have to pay a fee when they file their 2018 income taxes.

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